It's common knowledge that everyone needs a will, but only some know why a probate attorney can be a critical ally in creating one. A will isn't just a document stating who gets what when someone passes away. It's a legally binding document that ensures the deceased's wishes are carried out and their loved ones are taken care of.
Why You Need a Probate Attorney
When you're dealing with something as important as a will, you don't want to leave anything to chance.
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If you are behind on your mortgage payments, are being harassed by creditors, or are facing foreclosure, then you are experiencing a massive financial crisis. If liquidating your assets will not help your situation, then you should consider filing for bankruptcy.
Bankruptcy can eliminate or reduce your debts and save your home from foreclosure. Consult your bankruptcy attorney to advise you about your bankruptcy options. Here are some signs that you should file for bankruptcy.
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If you are planning to file for personal bankruptcy, your current financial situation is probably less than ideal. After all, you would not be considering bankruptcy if you were flush with cash. Consequently, you may think that hiring a bankruptcy attorney is a bad idea since these legal services inevitably come along with legal fees. However, the truth is that no matter how dire your current financial situation may be, you will benefit from choosing to hire a bankruptcy attorney.
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When your lender has notified you of its intent to foreclose on your home, you may think that you can do little to save your home other than getting caught up on the payments. You may believe that you have no legal rights that you can use to save your home from being taken.
However, even with you being significantly behind on your mortgage payments, you still have legal rights that your mortgage company must observe during the process of seizing your home.
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If you ask a bankruptcy lawyer about Chapter 7 bankruptcy, you will quickly learn that they call this the "liquidation" branch of bankruptcy. When you think of this word, you might realize that it means to sell things to generate cash to use for a purpose. Therefore, you might assume that you must sell all your things to repay your debts. While you might have to surrender some assets if you use Chapter 7, many people keep most of their assets.
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